We get it -- planning for the future can be tough. But it doesn't have to be! Our High-Yield Savings Account takes the guesswork out of savings. A monthly direct deposit of only $100 lets you enjoy the benefits of a great interest rate without having to lock in the funds for an extended time.
High-Yield Savings Account
| Balance | Dividend Rate | APY |
| Average Daily Balance between $100 - $100,0009 | 3.44% | 3.50% |
| Average Daily Balance above $100,0009 | 0.05% | 3.50% - 0.40% |
| Average Daily Balance below $100, or if requirements are not met9 | 0.05% | 0.05% |
*Annual Percentage Yield (APY) is accurate as of February 28, 2023. To earn the promoted Annual Percentage Yield on average daily balances up to $100,000, during each calendar month your high yield savings account must maintain an average daily balance of $100.00 and receive at least $100.00 in aggregate ACH deposits. If your account does not meet these transaction requirements for the month, the entire account balance will earn 0.05% APY for that month. Balances in excess of $100,000 will earn between 3.50% to 0.40% APY based on the dividend rates above. Additionally, withdrawals in excess of six per month will incur a $25 fee per withdrawal. Fees may reduce earnings on the account. $100.00 minimum deposit required to open account. The dividend period, and qualifying activity period, begins on the first calendar day of each month and ends on the last calendar day of each month. This account does not permit Debit or ATM Card access. Terms and conditions are subject to change at any time. **Additionally, withdrawals in excess of six per month will incur a $25 fee per withdrawal.