Savings Rates
& Checking Rates

Our deposit account rates benefit you

Get more from your money with our credit union deposit rates that benefit all members, whether they're in South Carolina, North Carolina or anywhere else.

Dividend Rates and Annual Percentage Yields (APYs) are accurate as of June 1, 2023.

Rates are subject to change at any time without notice. APY = Annual Percentage Yield. Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in your account for the Period. The average daily balance is calculated by adding the balance in your account for each day of the Period and dividing that figure by the number of days in the Period. For all accounts, the dividend period begins on the first calendar day of the month and ends on the last calendar day of the month; dividends are compounded daily and credited monthly. For Certificates, the APY assumes dividends remain in the account until maturity; a withdrawal will reduce earnings. Certificates will automatically renew at maturity after a grace period of 5 calendar days. Share/Savings, Checking and Money Market Accounts rates may change at any time after the account is opened, based on the determination of the Credit Union’s Board of Directors. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. The Dividend Rate and APY set forth in this schedule are prospective rates and yields the Credit Union anticipates paying for the applicable dividend period. Dividends will not be paid if an account is closed before accrued dividends are credited. Fees may reduce earnings. The par value of a regular share in this credit union is $5. Refer to your Membership Agreement and Disclosures for complete terms and conditions. Insured by NCUA.

¹ Penalties may apply for early withdrawal. Minimum deposit of $500 required.

²To earn the disclosed APY on up to $10,000, during the calendar month your High-Yield Checking account must receive at least $1,000 in aggregate direct deposits, you must make at least $500 in aggregate point-of-sale or online purchases using your Sharonview High-Yield Checking debit card, and you must maintain active online banking by logging into your online or mobile banking account at least once each month. Debit card purchases must post before the end of the month to be counted for that month.If your account does not meet these transaction requirements for the month, the entire account balance will earn 0.05% APY for that month. Additionally, balances in excess of $10,000 will earn between 2.00% - 0.09% APY based on the dividend rates above. The dividend period, and qualifying activity period, begins on the first calendar day of each month and ends on the last calendar day of each month. Terms and conditions are subject to change at any time. 

³ Minimum average daily balance of $5,000 and relationship with Sharonview Financial Services required. Regular share APY paid on balances less than $5,000.

⁴ Minimum average daily balance of $500 required. Regular share APY paid on balances less than $500.

⁵To earn the disclosed APYs, each calendar month your Money Market account average daily balance must meet the stated minimums, and you must maintain a High-Yield Checking account that meets all of the transaction requirements as set forth in this schedule.  If your High-Yield Checking account does not meet these transaction requirements for the month, the entire Money Market account balance will earn the regular money market rate for that month. If your Money Market average daily balance falls below the minimum balance of $500, the regular share rate will be paid. The dividend period, and qualifying High-Yield Checking activity period, begins on the first calendar day of each month and ends on the last calendar day of each month. Terms and conditions are subject to change at any time.

⁶Membership eligibility required. $500 minimum deposit to open account. To earn the promoted APYs, each calendar month your Jumbo Money Market account average daily balance must meet the stated minimums. Dividend period is the first calendar day through the last calendar day of each month. Fees could reduce earnings on Jumbo Money Market, ask a Sharonview employee for details. Terms and conditions are subject to change at any time.

⁷$500 minimum deposit required to open account; $50,000 maximum deposit. “A Rate For Everyone” 12-Month Certificates are limited to one certificate per member, are available only for a limited time and may be discontinued without notice. The advertised Annual Percentage Yield (APY) assumes dividends remain in the account until maturity; a withdrawal will reduce earnings. A penalty may be imposed for early withdrawal; the penalty for certificates with a term of 12 months is forfeiture of 90 days dividends. The penalty will, if necessary, be taken from the principal amount of the deposit. Fees may reduce earnings. Other certificate terms are available; contact a Sharonview Representative for details.

⁸$500 minimum deposit required to open account. This offer is available only for direct rollovers and trustee-to-trustee transfers from another financial institution.  Offer valid for a limited time and may be discontinued without notice. The advertised Annual Percentage Yield (APY) assumes dividends remain in the account until maturity; a withdrawal will reduce earnings. A penalty may be imposed for early withdrawal; the penalty for certificates with terms of 48 months is forfeiture of 180 days dividends. Fees may reduce earnings. The penalty will, if necessary, be taken from the principal amount of the deposit. Other certificate terms are available; contact a Sharonview Representative for details.

⁹To earn the promoted Annual Percentage Yield on average daily balances up to $100,000, during each calendar month your high yield savings account must maintain an average daily balance of $100.00 and receive at least $100.00 in aggregate ACH deposits. If your account does not meet these transaction requirements for the month, the entire account balance will earn 0.05% APY for that month. Balances in excess of $100,000 will earn between 3.50% to 0.40% APY based on the dividend rates above. Additionally, withdrawals in excess of six per month will incur a $25 fee per withdrawal.  Fees may reduce earnings on the account. $100.00 minimum deposit required to open account. The dividend period, and qualifying activity period, begins on the first calendar day of each month and ends on the last calendar day of each month.  This account does not permit Debit or ATM Card access. Terms and conditions are subject to change at any time.