Car Loans Frequently
Asked Questions

Click on our car buying service page and select the make of vehicle you are interested in purchasing. Once you select a make of vehicle, you will have additional options to modify your search and view a dealer’s inventory. Most dealers in the service offer Sharonview financing. Just give them a quick call to verify they are a participating dealer.

Since your loan is already approved, you can be confident that you’re receiving the same rates and terms on your vehicle as you would if you financed your vehicle directly with Sharonview, and you’ll experience a faster and more efficient car buying experience, allowing you to get behind the wheel of your new ride quickly! Most dealers in the service offer Sharonview financing. Just give them a quick call to verify they are a participating dealer.

Most dealers in the network are participating dealers. Just give them a quick call to verify they accept Sharonview pre-approvals. All they need to do is enter your name and social security number to easily locate your pre-approval. Note: the dealer cannot access your pre-approval without your consent and social security number. If you do not want to provide that over the phone, you can provide that when you arrive at the dealership.

You will need to work directly with one of our Retail Branches or Member Experience Center, and provide them with paperwork received from the dealer, such as the Bill of Sale.

Yes, you can use your pre-approval to refinance a vehicle financed with another financial institution. Our staff will work with you to ensure that the refinance transaction makes sense given your financial goals.

To determine your eligibility for a vehicle loan, please apply online, contact us by phone at 800.462.4421 (weekdays 8:00 am – 5:00 pm), or visit one of our many Retail Branches throughout North or South Carolina.

Sharonview has a calculator that can help you determine what your monthly payment will be based on your interest rate, loan amount and number of months required to repay your loan.

Sharonview has a calculator that can help you evaluate which offer may be best for you.

Yes, Sharonview has vehicle financing options available for many members across the credit spectrum. Keep in mind that members who have lower credit scores may pay higher interest rates on loans than members with higher credit scores.

A Preferred dealer is able to offer you Sharonview financing at the dealership at the same competitive rates and terms you would receive if you financed your vehicle at a Sharonview branch. PLUS dealers provide this benefit as well as the ability to lock in a vehicle’s price up front so you can be confident you’re getting the car and price advertised. Once you lock in the price, simply print the Member Purchase Certificate and bring it to the dealer. You will also receive the Certificate via email. With PLUS dealers you also have the ability to search DealerRater reviews and ratings from car buyers in your area. All this adds up to helping you experience a stress-free car shopping process from pre-approved funding to getting the keys in your hand.